There is a lot that goes into buying a house. You have to deal with not just the financial institution you are borrowing from, but also real estate agents, to get them to understand your situation and where you are headed. It is said that you will get satisfactory answers only after six months of processes. Once you find such a house, you need to get a purchase agreement drafted, and have ample time to do an inspection of the property. You cannot afford to have this process rushed. This exercise is designed to make sure you are buying into something that is worth it. You need to make sure the inspection is done is an independent one.
Home inspections will point out all areas that have defects in the house. They can be general inspection, but there are also instances when something specific is identified, but cannot be understood. For the sake of your investment, you need the most thorough inspection done on this property. There are areas that must be looked into on these inspections.
Pest inspection is necessary, to tell whether there is damage from the action of pests, or their presence. A common area to look into is the wooden fixtures in the house.
There also needs to be a chimney inspection, if the house has one, to tell if it is in the right working order.
There also has to be an inspection of heating and air conditioning systems. In case they are not functioning properly, a professional in the company shall take it apart and find out what the issue is.
They also need to confirm whether there are any lead-based painted surfaces in the house. Older houses constructed before the ban of this type of paint may have cert in surfaces still covered with lead-based paint. It is important to have such patches removed before you move in to the house.
There is also a great need to have the roof inspected, as this will tell you a lot about its ability to serve its purpose for the foreseeable future. You will be told how much any necessary repair or replacement will cost.
Well and septic systems shall also be inspected, if they are present. These systems are a part of house in certain areas of the country.
For the sake of your health, you also need there to be done a mold inspection.
These are the things that need to be looked into, if you are to be sure of the quality of property you are about to acquire. In case you had already noticed certain things out of place, it is important to point them out to the inspectors when they arrive on site. You need to be on site when they are there too. If the overall report is negative, you should move on to another property, thus saving your money.